:root {
  --navy: #0b1f3a;
  --navy-light: #1a3a5c;
  --red: #c41e3a;
  --charcoal: #2d3436;
  --gray: #6b7280;
  --light: #f3f4f6;
  --white: #ffffff;
  --shadow: 0 10px 40px rgba(11, 31, 58, 0.12);
  --radius: 12px;
  --max: 1200px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: "Segoe UI", system-ui, -apple-system, sans-serif;
  color: var(--charcoal);
  line-height: 1.6;
  background: var(--white);
}

img { max-width: 100%; display: block; }

a { color: inherit; text-decoration: none; }

.container {
  width: min(100% - 2rem, var(--max));
  margin-inline: auto;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,.97);
  border-bottom: 1px solid rgba(11,31,58,.08);
  backdrop-filter: blur(8px);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: .85rem 0;
}

.logo img { height: 48px; width: auto; }

.nav { display: flex; align-items: center; gap: 1.5rem; }

.nav > a, .nav-item > button {
  font-size: .95rem;
  font-weight: 500;
  color: var(--navy);
  background: none;
  border: none;
  cursor: pointer;
}

.nav > a:hover, .nav-item > button:hover { color: var(--red); }

.nav-item { position: relative; }

.dropdown {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 240px;
  background: var(--white);
  border: 1px solid rgba(11,31,58,.1);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: .5rem 0;
}

.nav-item:hover .dropdown,
.nav-item.open .dropdown { display: block; }

.dropdown a {
  display: block;
  padding: .65rem 1rem;
  font-size: .9rem;
}

.dropdown a:hover { background: var(--light); color: var(--red); }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .5rem;
  padding: .8rem 1.35rem;
  border-radius: 8px;
  font-weight: 600;
  border: 2px solid transparent;
  transition: .2s ease;
  cursor: pointer;
}

.btn-primary { background: var(--red); color: var(--white); }
.btn-primary:hover { background: #a81831; }

.btn-secondary { background: var(--navy); color: var(--white); }
.btn-secondary:hover { background: var(--navy-light); }

.btn-outline {
  border-color: rgba(255,255,255,.35);
  color: var(--white);
  background: transparent;
}
.btn-outline:hover { background: rgba(255,255,255,.1); }

.btn-outline-dark {
  border-color: var(--navy);
  color: var(--navy);
  background: transparent;
}
.btn-outline-dark:hover { background: var(--light); }

.menu-toggle {
  display: none;
  background: none;
  border: none;
  font-size: 1.5rem;
  color: var(--navy);
  cursor: pointer;
}

/* Hero */
.hero {
  position: relative;
  min-height: 78vh;
  display: flex;
  align-items: center;
  color: var(--white);
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(11,31,58,.95), rgba(11,31,58,.75)),
    url("../assets/images/financial-advisory-1.jpg") center/cover;
}

.hero-content {
  position: relative;
  padding: 5rem 0;
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 3rem;
  align-items: center;
}

.eyebrow {
  color: var(--red);
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: .12em;
  text-transform: uppercase;
  margin-bottom: 1rem;
}

.hero h1 {
  font-size: clamp(2rem, 5vw, 3.5rem);
  line-height: 1.1;
  margin-bottom: 1rem;
}

.hero p { color: rgba(255,255,255,.82); font-size: 1.1rem; }

.hero-actions { display: flex; flex-wrap: wrap; gap: 1rem; margin-top: 2rem; }

.hero-image {
  border-radius: var(--radius);
  overflow: hidden;
  border: 1px solid rgba(255,255,255,.15);
  box-shadow: var(--shadow);
}

/* Sections */
section { padding: 4.5rem 0; }

.section-title {
  font-size: clamp(1.75rem, 3vw, 2.4rem);
  color: var(--navy);
  margin: .5rem 0 1rem;
}

.section-lead { color: var(--gray); max-width: 680px; }

.bg-light { background: var(--light); }
.bg-navy { background: var(--navy); color: var(--white); }

.grid-2 {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 3rem;
  align-items: center;
}

.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.25rem;
}

.card {
  background: var(--white);
  border: 1px solid rgba(11,31,58,.08);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(11,31,58,.06);
  transition: transform .2s, box-shadow .2s;
}

.card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
}

.card img { aspect-ratio: 16/10; object-fit: cover; width: 100%; }

.card-body { padding: 1.25rem; }

.card h3 { color: var(--navy); margin-bottom: .5rem; font-size: 1.1rem; }

.card p { color: var(--gray); font-size: .95rem; }

.check-list { list-style: none; margin-top: 1.5rem; }

.check-list li {
  padding-left: 1.75rem;
  position: relative;
  margin-bottom: .75rem;
}

.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--red);
  font-weight: 700;
}

.image-stack { position: relative; }

.image-stack .main-img {
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}

.image-stack .sub-img {
  position: absolute;
  right: -1rem;
  bottom: -1.5rem;
  width: 42%;
  border-radius: 10px;
  border: 4px solid var(--white);
  overflow: hidden;
  box-shadow: var(--shadow);
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}

.step {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.25rem;
  border: 1px solid rgba(11,31,58,.08);
}

.step-num {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--red);
  color: var(--white);
  display: grid;
  place-items: center;
  font-weight: 700;
  margin-bottom: .75rem;
}

.cta-box {
  position: relative;
  border-radius: 16px;
  overflow: hidden;
  background: var(--navy);
  color: var(--white);
}

.cta-box .cta-bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(11,31,58,.95), rgba(11,31,58,.8)),
    url("../assets/images/real-estate-1.jpg") center/cover;
  opacity: .35;
}

.cta-box .cta-inner { position: relative; padding: 3rem; max-width: 700px; }

.page-hero {
  position: relative;
  padding: 5rem 0 4rem;
  color: var(--white);
  background: var(--navy);
  overflow: hidden;
}

.page-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(11,31,58,.92), rgba(11,31,58,.7)),
    url("../assets/images/financial-advisory-2.jpg") center/cover;
  opacity: .35;
}

.page-hero .container { position: relative; }

.pillars .card img { aspect-ratio: 4/3; }

/* Contact */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.form-group { display: flex; flex-direction: column; gap: .4rem; }
.form-group.full { grid-column: 1 / -1; }

label { font-weight: 600; color: var(--navy); font-size: .9rem; }

input, select, textarea {
  padding: .8rem .9rem;
  border: 1px solid #d1d5db;
  border-radius: 8px;
  font: inherit;
}

input:focus, select:focus, textarea:focus {
  outline: 2px solid rgba(196,30,58,.25);
  border-color: var(--red);
}

.alert {
  padding: 1rem;
  border-radius: 8px;
  margin-bottom: 1rem;
}

.alert-success { background: #ecfdf5; color: #065f46; border: 1px solid #a7f3d0; }
.alert-error { background: #fef2f2; color: #991b1b; border: 1px solid #fecaca; }

.contact-info {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius);
  padding: 2rem;
}

.contact-info p { margin-bottom: 1rem; color: rgba(255,255,255,.85); }

/* Footer */
.site-footer {
  background: var(--navy);
  color: var(--white);
  padding: 3.5rem 0 1.5rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 2rem;
}

.footer-logo {
  background: var(--white);
  display: inline-block;
  padding: .5rem .75rem;
  border-radius: 8px;
  margin-bottom: 1rem;
}

.footer-logo img { height: 42px; }

.footer-links a {
  display: block;
  color: rgba(255,255,255,.75);
  margin-bottom: .5rem;
  font-size: .92rem;
}

.footer-links a:hover { color: var(--white); }

.footer-bottom {
  margin-top: 2rem;
  padding-top: 1.25rem;
  border-top: 1px solid rgba(255,255,255,.12);
  color: rgba(255,255,255,.6);
  font-size: .88rem;
}

/* Service detail */
.cap-list { margin: 1.5rem 0; }
.cap-list li { margin-bottom: .5rem; padding-left: 1.2rem; position: relative; }
.cap-list li::before { content: "•"; position: absolute; left: 0; color: var(--red); font-weight: 700; }

/* Responsive */
.section-header { margin-bottom: 3rem; }
.section-header.center { text-align: center; }
.section-header.center .section-lead { margin-inline: auto; }

.showcase-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
.showcase-card {
  position: relative;
  border-radius: 14px;
  overflow: hidden;
  min-height: 420px;
}
.showcase-card img { width: 100%; height: 100%; object-fit: cover; min-height: 420px; }
.showcase-card .overlay {
  position: absolute; inset: 0;
  background: linear-gradient(to top, rgba(11,31,58,.95), rgba(11,31,58,.35), transparent);
}
.showcase-card .content { position: absolute; left: 0; right: 0; bottom: 0; padding: 1.5rem; color: var(--white); }
.tag {
  display: inline-block;
  background: rgba(196,30,58,.9);
  color: var(--white);
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: .35rem .75rem;
  border-radius: 999px;
}

.banner-quote {
  position: relative;
  border-radius: var(--radius);
  overflow: hidden;
  min-height: 220px;
  display: grid;
  place-items: center;
  text-align: center;
  margin-top: 3rem;
}
.banner-quote img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.banner-quote::after {
  content: "";
  position: absolute; inset: 0;
  background: rgba(11,31,58,.55);
}
.banner-quote p {
  position: relative;
  color: var(--white);
  font-size: 1.2rem;
  font-weight: 500;
  max-width: 700px;
  padding: 2rem;
}

.process-item { border-left: 3px solid rgba(196,30,58,.35); padding-left: 1.25rem; }
.process-item .num { font-size: 2rem; font-weight: 800; color: rgba(196,30,58,.35); line-height: 1; }

.immigration-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}
.immigration-grid .wide { grid-column: 1 / -1; aspect-ratio: 16/10; border-radius: var(--radius); overflow: hidden; }
.immigration-grid .sq { aspect-ratio: 1; border-radius: var(--radius); overflow: hidden; }

.testimonial {
  background: var(--light);
  border: 1px solid rgba(11,31,58,.08);
  border-radius: var(--radius);
  padding: 2rem;
}
.testimonial blockquote { font-style: italic; color: var(--charcoal); }
.testimonial footer { margin-top: 1.25rem; font-weight: 600; color: var(--navy); }
.testimonial footer span { display: block; font-weight: 400; font-size: .9rem; color: var(--gray); }

.insight-card img { aspect-ratio: 16/10; object-fit: cover; width: 100%; border-radius: var(--radius); }
.insight-meta { font-size: .75rem; color: var(--gray); margin: .75rem 0 .35rem; }
.insight-meta .cat { color: var(--red); font-weight: 700; text-transform: uppercase; letter-spacing: .06em; }
.read-more { color: var(--red); font-weight: 600; font-size: .9rem; margin-top: .75rem; display: inline-block; }

.service-hero {
  position: relative;
  color: var(--white);
  padding: 5rem 0 4rem;
  overflow: hidden;
}
.service-hero-bg {
  position: absolute; inset: 0;
  background: linear-gradient(90deg, rgba(11,31,58,.95), rgba(11,31,58,.8));
}
.service-hero-bg img { width: 100%; height: 100%; object-fit: cover; opacity: .25; }
.service-hero .container { position: relative; }
.breadcrumb { font-size: .9rem; color: rgba(255,255,255,.6); margin-bottom: 1.5rem; }
.breadcrumb a:hover { color: var(--white); }

.cap-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}
.cap-item {
  display: flex;
  gap: .75rem;
  align-items: flex-start;
  background: var(--white);
  border: 1px solid rgba(11,31,58,.08);
  border-radius: 10px;
  padding: 1.1rem;
  box-shadow: 0 2px 12px rgba(11,31,58,.04);
}
.cap-item::before { content: "✓"; color: var(--red); font-weight: 800; flex-shrink: 0; }

.benefit-card {
  display: flex;
  gap: 1rem;
  background: var(--white);
  border-radius: 10px;
  padding: 1.25rem;
  box-shadow: 0 2px 12px rgba(11,31,58,.04);
}
.benefit-num {
  width: 32px; height: 32px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  display: grid;
  place-items: center;
  font-weight: 700;
  font-size: .85rem;
  flex-shrink: 0;
}

.cap-group {
  background: var(--white);
  border: 1px solid rgba(11,31,58,.08);
  border-radius: 10px;
  padding: 1.5rem;
}
.cap-group h4 {
  font-size: .8rem;
  text-transform: uppercase;
  letter-spacing: .08em;
  color: var(--navy);
  margin-bottom: 1rem;
}

.service-cta {
  background: var(--navy);
  color: var(--white);
  text-align: center;
  padding: 3rem 1.5rem;
}

.footer-full .footer-grid { grid-template-columns: 1.2fr .8fr 1fr; }
.footer-desc { color: rgba(255,255,255,.7); font-size: .92rem; max-width: 360px; margin: 1rem 0; }
.footer-contact li { display: flex; gap: .6rem; margin-bottom: .65rem; color: rgba(255,255,255,.8); font-size: .92rem; }
.footer-contact .icon { color: var(--red); flex-shrink: 0; }

.learn-more { color: var(--red); font-weight: 600; font-size: .9rem; margin-top: 1rem; display: inline-flex; align-items: center; gap: .35rem; }

@media (max-width: 960px) {
  .hero-content, .grid-2, .grid-3, .grid-4, .process-steps, .footer-grid, .showcase-grid, .cap-grid { grid-template-columns: 1fr; }
  .hero-image { display: none; }
  .menu-toggle { display: block; }
  .nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    background: var(--white);
    border-bottom: 1px solid rgba(11,31,58,.1);
    padding: 1rem;
  }
  .nav.open { display: flex; }
  .dropdown { position: static; box-shadow: none; border: none; padding-left: 1rem; }
  .form-grid { grid-template-columns: 1fr; }
  .immigration-grid { grid-template-columns: 1fr; }
}